The guy is right. You are all missing the point. How do you think prehistoric humans traveled? How did the humans travel from what is now Russia to North america to become the “Native Americans”? You think they charged it to their Amex? Or took out a second mortgage. No. If you want to travel, use your feet, hop a train, get a job on a ship and use it as free travel then quit. Traveling takes money, or courage, the less money you have, the more courage you need, the more money you have the less courage you need. Its not complicated.