Thanks! It’s probably the single greatest accomplishment of my life and it still hasn’t totally sunk in.

My first post may have been misleading in terms of the overall timeline. I’m not 22 pulling this off, I’m closer to your age (xennial). The mortgage was paid off in 2.5 years, but there was 16 years of renting and saving that came before that… not to mention a house I sold after owning it less than a year, because I was drowning (shit got dark). I learned a lot from that and rented for several more years as a result. I kept my emergency fund, but pretty much liquidated all my non-retirement funds to knock it out, then used about 70% of my income for 2.5 years to finish it off. People can argue if liquidating those funds for the mortgage was smart or stupid, but it felt right for me.

I think by this age most of us have fucked up in one area or another. I sure have, and still am. I’m hoping I can shift focus and it’s not too late to right the ship on some key areas of life I’ve completely ignored.