• BradleyUffner@lemmy.worldEnglish
    102·
    1 year ago

    Deductibles are an important part of how the insurance business calculates their costs.

    They could just as easily do that calculation with a 0 instead.

    • ryathal@sh.itjust.works
      51·
      1 year ago

      They could and your monthly payment would go up significantly. Reducing a 5k deductible to 0 is going to add a minimum of 416.67 to your payment, and probably closer to 500.

    • shalafi@lemmy.worldEnglish
      12·
      1 year ago

      “iT coULd alL bE FREE!”

      You’re like little, bitchy conservatives. “I don’t like this reality so I’ll substitute my own!”

      Came here from reddit hoping to leave the children behind. And yet, there’s even more here.

      • BradleyUffner@lemmy.worldEnglish
        3·
        1 year ago

        I was responding to your claim that it’s impossible to do the calculation without charging a deductible.

        I never said it should be free. Grow up.