• Hagdos@lemmy.world
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    8 hours ago

    You should only take insurance on things you can’t afford to replace (like your house, your car). If you can’t replace your phone from savings, you shouldn’t buy a high-end phone.

    • Bilb!@lemmy.ml
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      7 hours ago

      Just because you can replace your phone from savings doesn’t mean it’s desirable to do so. The monthly payments for these plans are low, and they have saved me money with two full replacements over a period of about 5 years.