According to the NYT article[0] “about five million borrowers are in default” which means like 1.5% of the population is about to have 15% of their wages garnished. Seems pretty intense.
https://www.nytimes.com/2025/12/23/business/student-loan-debtors-default-wages-garnish.html
Yeah nah it’s rubbish, mottled with excuses.
Pretty sure you’ve edited a bit of it as well.