Pay securely with an Android smartphone, completely without Google services: This is the plan being developed by the newly founded industry consortium led by the German Volla Systeme GmbH. It is an open-source alternative to Google Play Integrity. This proprietary interface decides on Android smartphones with Google Play services whether banking, government, or wallet apps are allowed to run on a smartphone.
What i wanted to say: a webshop having poor safety standards, can cost a honest customer 1000s. But nobody makes much security theater there. But for banks, you suddenly have to be not rooted, allow a virus scan, have a locked bootloader, best a face scan and a chip implant too. Despite banking apps using webview too.
yeah well it’s all about who carries the risks i’d say. i think that if you’re willing to take the risk yourself, you should be allowed to install a banking app on any device. just beware the risk, and you need to be warned about those.