It’s not even necessarily better in places with some public healthcare. In Canada, although medical care is generally free, retirement residences are not. My grandmother is in her 90s and requires a memory care facility, which costs $8000 per month. She is very lucky to have an inflation indexed pension, and even with it her kids are having to supplement to pay the cost.
The only thing you can do is hope never to require care.
It’s not even necessarily better in places with some public healthcare. In Canada, although medical care is generally free, retirement residences are not. My grandmother is in her 90s and requires a memory care facility, which costs $8000 per month. She is very lucky to have an inflation indexed pension, and even with it her kids are having to supplement to pay the cost.
The only thing you can do is hope never to require care.