• CookieOfFortune@lemmy.world
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    25 days ago

    If you could predict everything perfectly then that’s fine. What if instead of a normal delivery, you needed a week in the NICU? Then that $20k quickly becomes $100k.

    • krisevol@lemmy.zip
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      25 days ago

      And it would still be cheaper for me with cash. Over 20 years, that insurance will cost be 700k.

      In that time, I’ve had 2 kids, 4 bad sicknesses that required medical visits, 4 xrays, and MRI, antibiotics, my kid needed a leg cast, and my wife had p.depression after one kid.

      I would be out ahead 500k if i paid cash vs insurance. That a house.

        • krisevol@lemmy.zip
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          24 days ago

          I know, that’s why we find it acceptable to force people to pay into for profit insurance so CEO billionaires can have whatever they want. I can’t believe Democrats love this system.