I’m a Millennial and work in IT. We aren’t magical. There’s competent and incompetent people in all age groups. I wouldn’t even say we had better starting conditions overall because being good with tech was seen as cringe nerd stuff when I grew up.

I think your theory is mostly right though, just along the lines of competent/incompetent. So many people constantly choose what they believe the path of least resistance with tech, even if it actually isn’t. Don’t spend one or two minutes to learn how to save to PDF in Word, instead google “word to pdf” and upload whatever sensitive data you have in that DOCX to some shady website.