As a current US citizen, you are correct.

Soon to be a former US citizen.

Tripled is an understatement for me. Cursor and Claude Code are a godsend for OE for me.

This timeline fucking sucks and I wish cancer on all regressive political parties.

I haven’t laughed this hard in a long time, thank you

Speaking for everyone around me I hear talk…

Frame it as “fuck billionaires”.

This isn’t an every case, but maybe just don’t even bring it up until the end. Claim you want to get all the numbers settled, even if they’re discussing payments and stuff, just keep an eye on the actual price of the vehicle (+ taxes, title, doc fees).

Then at the end you could just say, great, and say you’ll be paying in cash. They might be miffed, that’s their problem.

Some places still make you fill out a credit app for liability purposes, but I’m not entirely sure that’s even necessary in actuality.

Now, that said, sometimes dealerships get kickbacks based on financing deals they acquire - so it may bake into the price they’re offering. If that’s the case we often just told people straight up and then gave them instructions on how to make principal-only payments. So you could feasibly do this to snag a great deal and then just pay it off immediately.

Another benefit for the latter is if it’s 0% or close to, you could do it over 6-12 months that way if something insane happens you’d still have that cash just in case and your total interest outlay with the accelerated payments would be pretty negligible.

Unfortunately, there are hundreds of different models so simply the consumer free Vantage 8 doesn’t necessarily facilitate a ton.

I have terrible general credit, but my car financing credit is nearly perfect. Because they typically use specific models.

As a (brief) former car salesperson, this is 100% true. Cash offers are actually less profitable, well, assuming the buyer is also negotiating down to the wire on margins.

I registered Republican but vote liberal, my goal was to mess up gerrymandering, but I dunno.

She has nothing. She does nothing. She just wants to be in the headlines.

I may or may not be using P2P devices to share my Internet with all my neighbors.

But I also paid to have the neighborhood wired with fiber for internet.

Those were great times.

You’re the goat.

I’ve had 3 friends from HS hit me up (I’m in my 40s now) asking if I want to go to their pampered chef or Amway gatherings.

Hell. No.