Bing Dalle3: a child with a backpack giving a bag of food to a homeless person on the sidewalk. the homeless person should have cybernetic implants and look disheveled and downtrodden. setting is the slums of a cyberpunk city with bright signs and advanced technology, hanging wires. a sign advertising “joy” in the background. night scene. gritty, photorealistic style.

Family member of the same gender? Time to hold hands everywhere we go…

Bing/Dalle3: Hindu goddess Kali as a construction worker, wearing a hi-vis safety vest, holding power tools, building a skyscraper

Kali or Kalika is a major Hindu goddess associated with time, change, creation, power, destruction and death in Shaktism.

Beautiful. What’s the prompt for this art style?

Be sure to export your data. I wouldn’t be surprised if alternatives made a feature to upload old data, and at the very least you could pop it into a spreadsheet so it’s not completely lost.

I didn’t like coleslaw until I ate it as a condiment. Alone it’s not my thing at all. In a sandwich? On top of pulled pork? Awesome stuff.

Bing/DALLE3: “costume mask made out of water”

Well I’m pleasantly surprised

Yeah it’s never worth it. I have ultra religious family too and the mental gymnastics they do to defend their prejudice is baffling. I have so many shower arguments that will never see the light of day.

To be honest, “The great thing about being Jewish is I don’t have to hate my daughter for being herself” would be so much fun to say. I know it wouldn’t end there though.

That’s just cruel.

Thank you. The extra article about the 116 and 105 year olds crediting bacon made me laugh. No men and lots of bacon, got it.

I made a very lengthy reply here using the example of $30k/year actual salary. Ultimately it hinges on this assumption from the calculator you linked: “Your current annual expenses equal your annual expenses in retirement”. I think I will need higher annual expenses than what I have now.

Edit: I used the 2nd calculator on this page to adjust for future inflation.

Thanks for the breakdown. I definitely look at retirement in a pessimistic light. Honestly I’d love feedback so let me know what you think. Here’s the assumptions I make:

• I work 30 years and retire around 50, die around 85. Let’s also say I’m just starting to work and have those 30 yrs ahead of me to make the math easier. So 30 yrs work, 35 years retirement.

• Inflation based off 2000-present, ~2%. That $30k becomes ~$54k at the beginning of retirement [bor], ~$108k at the end of life [eol].

• Health insurance starts around $600/mo in my area so $1k/mo at bor, $1.46k/mo at 65 when Medicare kicks in. $54k -> $66k

• I’d like to travel more. Currently my ideal trips cost $7k/person. With inflation becomes $12k bor. $66k -> $78k/yr bor.

• I have had an up-close view of end-of-life for 4 close relatives. I’ve been a caregiver before and don’t wish that for my children. My bloodline is shit and if I live to 85 then I can optimistically guarantee at least 2 years of nursing home care and maybe 5 years of an in-home caregiver part time. Currently in my LCOL city nursing homes start at $70k/yr and in-home caregivers are ~$20/hr. Adjusting for inflation each year of nursing home is $243k. $20 for 8 hrs a day is $58.4k with inflation $184k on top of living expenses. I really just expect EOL to soak up any cash I have left.

There are things like I won’t have a mortgage, and savings will be minimal. I don’t take that into account though because I know 1) I will need more help maintaining my current house (I hope to pass the house to my children), 2) seeing how the economy is trending now I may want to help my children financially.

The FIRE way is 25x the salary you want to have in retirement. If you’re in the US, make an account with the SSA to check your estimated social security benefits. Take the number with a large grain of salt.

Truth be told, it’s all pretty bleak. I save and invest 50% of my income but when I do the numbers for retirement I’ll still be retiring ~65. Personally I’m a skeptic and don’t factor in social security, though. The depressing reality is if you’re saving for retirement then you’re already better off than most.

Hey if I’m going to be gaslit I might as well make it work in my favor sometimes too.

Costco is incredible but unless you have a family how do you eat 24 eggs before they go bad?

I mean as long as you don’t make an ad where it’s one man explaining to a group of only women who all look kind of annoyed, you’re probably going to be fine.