Just believe and a small percentage of you will certainly make it.
Ignore you are 70 and still renting, ignore that rules to enter are constantly changing.
Just believe, cause one day you will be so sick and close to the end that you will have to.
Jobs with pensions still exist. There are also many countries with free healthcare, so that doesn’t need to be factored in as well.
Retirement was never a thing before the 50s or so. That’s why even at the time they had set it to roughly the average total lifespan. It was supposed to be a coinflip to begin with. And honestly one of the shared facets of societies where people routinely live to 100 is actually the lack of a concept of retirement. And part of that is that work isn’t something you either toil at physically for extended periods or being trapped behind a desk. It’s physical but not to excess and they have regular breaks at least weekly and plenty of holidays. You’re not supposed to grind grind grind for years then just stop. You’re supposed to have work that’s accessible and fulfilling that you can maybe slow down a little on with age but not just cut off at some point.
they're called blue zones
- Okinawa, Japan
- Sardinia (especially Nuoro), Italy
- Ikaria, Greece
- Nicoya Peninsula, Costa Rica
- Loma Linda, California (Seventh-day Adventists)
Other shared traits include:
- Mostly plant-based diets, low in processed food
- Regular, low-intensity physical activity built into daily life (walking, gardening, manual work)
- Strong social ties and multigenerational living
- Clear sense of purpose (“ikigai,” “plan de vida”)
- Low chronic stress, with built-in rest or ritualized downtime
- Moderate caloric intake (e.g., Okinawan “eat until 80% full”)
- Little smoking; modest alcohol use (often wine, socially)
Actually turns out the blue zone thing is pretty dubious.
If you budget and save up money you go to heaven? Huh
Store those sins away for a rainy day.
I’ll make it. I won’t be well off, but I’ll make it.
My kids probably won’t unless something changes soon. That fucks with my head a lot. How did we fuck this up so bad?
Death IS the new retirement.
Or at least, it should be, given how much I’m looking forward to it.
Same faith required as to whether the sun will come up tomorrow or not. You can’t depend on anything. You need a busload of faith to get by. RIP Lou Reed.
Nah, thats just statistics.
It only gets to not rise the next day once and those are pretty good odds if you put that over top of all the other days it has already. I already don’t win when the odds are 1 in 4, I’m not getting that lucky.
I thought it was just faith. So, is the question “What are the odds that you’ll retire, and what other ratio does it compare to?”. /s
Oh not retiring. Just the sun blowing up.
That’s not true at all
Many people know with certainty they can never retire ever
It’s an open question if they can get into heaven
most people are just trying to pay off a house so they’re kids don’t have to start from nothing
They’re --> their.
Even stronger faith I’d say, since billionaires aren’t actively conspiring with politicians to keep you out of heaven.
I think they would certainly try if they could pay for the exclusivity.
Just got to bring back Tithes.
Tithing is still a thing, it just means giving money to the church, specifically 10% in some denominations. I think what you’re referring to is “indulgences,” the practice of paying the Catholic church for entrance into heaven.
I’m late 40’s right now, always assumed social security was a pipe dream so I’ve diligently put away money in 401ks and IRA’s. I no longer believe they will be worth anything much longer.
Was a nice country, for a little while, at least that’s what my parent’s generation tells me, I’ve never been here for it.
My boomer mom did that and lost everything in 2008 when she was laid off and then had to live off of her savings and try to save her house after her 401 k crashed and her house went upside down. She was fell into a depression and developed early onset Alzheimer’s but didn’t have insurance it’s was brutal the rest of the story is even worse. The criminals running this country don’t give a fuck about you and will get everything one way or another
Have you considered divesting? Europe based indexes may be more your speed.
I have. I’m working on consolidating and figuring out a plan. I’m admittedly less astute financially than I should. Didn’t really expect all this shit to happen.
I’m technically a millionaire, as many people who have worked a white collar job for 30+ years are. That’s calculated by the value of all your assets, not cash on hand. So if you bought a home in Austin in 2001 for $200k, you’re likely, technically, a millionaire in 2026.
In 2022 I got cancer (clean now) and I saw the medical bills. If I ever become ill for a prolonged period of time, my wife and I will be bankrupt well within two years. If the dollar collapses and takes our savings with it, we’ll be bankrupt much, much sooner.
IMHO, unless you are a Billionaire or multi(50+) millionaire, I don’t think a care free “retirement” is in the cards.
Don’t you think this is rather optimistic?
I was being facetious. No one knows what the future holds. Enjoy today and don’t panic.
My retirement plan is to die in the resource wars.
My retirement plan is to die in a fracking accident.
I think it actually demands more faith. There’s no proof heaven doesn’t exist. But there is loads of evidence you will not be able to retire.
This totally true sentiment Reminds me of Boxer from Animal Farm. Doesn’t have to be this way though we could take over the farm
That’s why whenever some d****** Boomer asked me what my retirement plans are I just looked them in the eye and say homicide or suicide
I know I will retire between 62 and 64, and I’ll be ready for it.
Don’t live too long or get sick though, you’ll run out of money
That’s not how sound retirement planning works.
Yeah, what I’m saying is that you can’t really plan for retirement considering you could burn thru millions in medical care during the Medicaid gap., and medical care prices keep increasing
You can get secondary insurance for that. The truth is that the vast majority of retirees who retire intending to live off their investments actually end up dying with more money than they started retirement with.
That feels like that weird issue that Melinda Gates has of not being able to spend her profits from her stocks fast enough.
Money just begets more money.You know if you have it or not these days.
I said most people. I’m talking people who retire with levels of wealth achievable through ordinary wage and salary work. People retiring with portfolios in the $1-5 million range. And yes, the vast vast majority of these folks die with more money than they start retirement with.
